Privacy Policy

Last updated 2026

What SpendFloor is

SpendFloor is a personal finance tool built and operated by an individual, not a company. It is not a commercial product, and it does not sell, share, or monetize your data in any way.

What data it stores

SpendFloor stores your bank transactions, account balances, and the recurring bill/income rules you set up, in order to calculate what is safe to spend. This data lives in a private database and is used only to power the app for its intended user.

Bank connections

Bank accounts are linked via Plaid. Your bank credentials go directly to Plaid and your bank; SpendFloor never sees or stores your username or password. SpendFloor receives read-only access to transaction and balance data through Plaid's API.

Third parties

No data is sold or shared for advertising purposes.

Data deletion

Since this is a single-operator personal tool rather than a company with a support team, data deletion requests are handled directly. Contact the address below.

Contact

Questions about this policy: hello@spendfloor.com